Terms

1. Agreement to Terms

By accessing our website or using our services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, you may not use our services.

2. Intellectual Property Rights

All content, technology, software, and materials provided by Smart Tech Hub are protected by copyright, trademark, and other intellectual property laws.

• Content is the exclusive property of Smart Tech Hub (Pty) Ltd
• You may not copy, distribute, or modify materials without written permission
• Trademarks, logos, and branding may not be used without consent
• Use of content is limited to business or personal use authorized by us

3. User Accounts

You may be required to create an account to access certain services. You must provide accurate and complete information and maintain the confidentiality of your credentials.

4. Payments and Billing

Certain services may require payment. By purchasing a service, you agree to provide valid billing information and authorize us to charge applicable fees. All fees are non-refundable unless otherwise stated.

5. Prohibited Activities

You agree not to misuse our services. Prohibited activities include but are not limited to:

6. Third-Party Services

Our platform may integrate with third-party systems (such as SAP and analytics providers). We are not responsible for the availability, accuracy, or practices of third-party services.

7. Disclaimers

Our services are provided “AS IS” and “AS AVAILABLE.” We make no warranties, express or implied, regarding accuracy, reliability, or fitness for a particular purpose.

8. Limitation of Liability

Smart Tech Hub (Pty) Ltd shall not be liable for any indirect, incidental, or consequential damages resulting from your use of our services.

9. Indemnification

You agree to indemnify and hold Smart Tech Hub harmless from any claims, damages, or losses arising from your misuse of the services or violation of these Terms.

10. Termination

We reserve the right to suspend or terminate your access without prior notice if you breach these Terms or engage in prohibited activities.

11. Governing Law

These Terms are governed by the laws of the Republic of South Africa, including the Protection of Personal Information Act (POPIA), without regard to conflict of law principles.

12. Dispute Resolution

Any disputes shall first be attempted to be resolved amicably. If unresolved, disputes will be subject to arbitration in Pretoria, South Africa.

13. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of our services constitutes acceptance.